Suffering from a disability that prevents you from working? Social Security Disability Insurance (SSDI) could provide crucial financial support. But understanding the eligibility requirements can feel like navigating a maze.
Generally, SSDI eligibility hinges on two main factors: work history and medical condition. You need sufficient work credits, earned by paying Social Security taxes throughout your career. The number of credits required varies based on your age.
Medically, your disability must be severe enough to prevent you from performing substantial gainful activity (SGA). This means you can't earn above a certain monthly income limit. The Social Security Administration (SSA) will assess your medical condition using strict criteria, often requiring extensive medical documentation. They may consider whether your condition is listed in their 'Listing of Impairments'.
Don't be discouraged by the complexities. Research, gather your records, and consider seeking assistance from disability advocates. Understanding the eligibility rules is the first step towards securing the benefits you deserve.
