Confused by Form 1095-C? You're not alone! This document, officially titled 'Employer-Provided Health Insurance Offer and Coverage,' is crucial for understanding your healthcare coverage offered by your employer. Think of it as a record of your health insurance options and whether you, your spouse, and dependents had access to affordable, minimum essential coverage throughout the year.
Essentially, your employer uses this form to report to the IRS that they've complied with the Affordable Care Act's (ACA) employer mandate. You'll receive it if you worked for an employer with 50 or more full-time employees.
While you generally *don't* need to file Form 1095-C with your taxes, keep it for your records. It contains important information that might be needed if you need to verify your coverage. Understanding your 1095-C can help you navigate your healthcare benefits and ensure you're getting the most out of your employer-sponsored plan. If you have questions, always reach out to your HR department!
