Need to pass that check along? Signing a check over to someone else, also known as endorsing it, is a simple process. However, it's crucial to do it correctly to avoid any issues.
First, check with your bank. Some banks have policies against third-party check endorsements. If it's allowed, here's what to do:
1. **Turn the check over:** Locate the endorsement area on the back, usually marked with lines and the words "Endorse Here."
2. **Sign your name:** Write your signature exactly as it appears on the "Pay to the order of" line on the front of the check. This is the most basic endorsement, called a blank endorsement.
3. **Add "Pay to the order of [Person's Name]" :** Above your signature, write "Pay to the order of" followed by the full name of the person you're transferring the check to. This is a special endorsement and makes the check payable only to that specific person.
The person you're endorsing the check to can then deposit or cash it as usual. Remember, blank endorsements carry more risk since anyone can cash the check. Using a special endorsement provides added security.
