Feeling lost in the world of disability benefits? You're not alone. This guide breaks down the basics to help you understand your options. Disability benefits are designed to provide financial assistance to individuals who are unable to work due to a medical condition. In the US, the Social Security Administration (SSA) offers two main programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI is for those who have worked and paid Social Security taxes, while SSI is a needs-based program for individuals with limited income and resources. Eligibility requirements vary for each program, but generally involve demonstrating a severe impairment that prevents you from engaging in substantial gainful activity. Applying can be complex, so gathering medical records and seeking legal guidance is highly recommended. Knowing your rights and understanding the process is the first step towards securing the support you need.
